Look at Your Spending Habits..

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I always, always thought that I didn’t earn enough, that was the one and only reason for my lack of funds….but now, looking back, the smaller my wage packet, the more I used to spend and only a very small of the percentage of my spending was on anything I really needed….I had a wardrobe full of clothes I didn’t wear, shoes I couldn’t walk in, so guess what? They became ornaments, dust collectors…items I actually forgot I had….

I bought DVDs I watched only once….I bought hundreds of CDs and only listened to a handful of them regularly…I bought pictures, cushions, throws, towels, anything that caught my eye and in the end I was unhappy because I was overdrawn….

Even now when I have curbed my spending habits there is still some progress to be made….I spend too much on food…so, this week, with the help of A Girl Called Jack I actually sat down and planned my meals for the week….

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Very impressed so far with the recipe ideas here and my shopping bill was in fact much lower than usual….

Chickpea salad and seafood paella….

A Girl Called Jack: 100 delicious budget recipes

I also spend too much on books….so I finally succumbed and bought a Kindle…I never expected to be saying this but…..I love it!!!

My shelves will only contain books I might read again, and I don’t usually reread books and buying books on the Kindle is cheaper and with Kindle Unlimited on Amazon massive savings….

I bought the Kindle Paperwhite –

Kindle Paperwhite E-reader, 6″ High-Resolution Display (300 ppi) with Built-in Light, Wi-Fi (Black) – Includes Special Offers really very pleased with it….I am technologically challenged and this is pretty easy to use….AND I love my Kindle case!!

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 Fintie SmartShell Case for Kindle Paperwhite – The Thinnest and Lightest Cover With Auto Sleep / Wake for All-New Amazon Kindle Paperwhite (Fits All 2012, 2013, 2015 and 2016 Versions), Love Tree

So, take a good, long look at your spending habits, do you need to spend all that you do?  Do you need that item?  Can you feed yourself in a more economical way? Do you need Sky TV?  Just little steps can make the world of difference….just try it and see…

And remember don’t worry about what you think others have or don’t have…..concentrate on your own grass….it’s not always greener on the other side….

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Geri xxx

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